Get in touch for a free, no-obligation chat about how we might be able to help you.
Life can be unpredictable — but making plans now means you stay in control, no matter what happens.
A Lasting Power of Attorney (LPA) gives someone you trust the legal authority to make important decisions on your behalf if you’re ever unable to do so yourself. It ensures your affairs are managed the way you want — by people who understand your wishes and values.
At L & K Financial, we provide clear, supportive advice to help you set up your LPA with confidence and peace of mind.
A Lasting Power of Attorney is a legal document that allows you to appoint one or more people — known as attorneys — to make decisions on your behalf if you lose mental capacity or simply want help managing your affairs.
There are two main types of LPA:
Having both in place provides full protection for your finances, your wellbeing, and your peace of mind.
Without an LPA, no one automatically has the right to manage your affairs — not even your spouse or children. If you lose capacity, your family may have to apply to the Court of Protection, which can be expensive, time-consuming, and emotionally difficult.
By arranging an LPA in advance, you:
It’s about staying in control, even when life takes unexpected turns.
You can appoint anyone you trust — such as a partner, adult child, relative, or close friend. Your attorney should be:
You can also appoint more than one attorney and specify whether they must make decisions jointly or can act independently.
At L & K Financial, we understand that discussing LPAs can feel sensitive or overwhelming. We make the process simple, clear, and completely tailored to you.
Our service includes:
We’ll handle everything with care and discretion — so you can feel reassured your future decisions are protected.
The best time to make an LPA is now — while you’re healthy and able to make decisions. LPAs can only be set up while you have full mental capacity, so it’s wise not to wait until illness or age makes it more difficult.
Creating one now is a proactive step that safeguards your independence and your family’s peace of mind.
A Lasting Power of Attorney isn’t just about planning for the unexpected — it’s about protecting your voice and your wishes for the future.
Speak to L & K Financial today for clear, compassionate advice on setting up a Lasting Power of Attorney in Nottingham and across the UK.
Based in Nottingham, proudly supporting clients locally and nationwide.
L & K Financial – Protecting your future, one step at a time.
L&K Wills and Trusts is a sister company of L&K Financial Ltd, working together to help clients protect what matters most.
Our friendly and experienced team offers personalised wills, trusts, and estate planning services designed to give you confidence and peace of mind for the future.
Please note, we are not a firm of solicitors — our services are provided by qualified estate planners who are dedicated to offering clear, professional, and trustworthy guidance.
A Lasting Power of Attorney (LPA) is a legal document that lets you appoint someone you trust — known as your attorney — to make important decisions on your behalf if you lose the ability to do so yourself. It ensures your finances, property, and welfare are managed in line with your wishes.
There are two main types:
You can appoint anyone you trust, such as a partner, adult child, friend, or professional. Your attorney must be over 18 and mentally capable. You can appoint more than one attorney, and they can act jointly (together) or separately (individually). We’ll help you decide the best structure for your situation.
An LPA can only be created while you have full mental capacity. If you become unable to make decisions later, it’s too late to set one up — and your loved ones would need to apply to the Court of Protection, which can be costly and time-consuming. Setting up an LPA early ensures your affairs are protected from the start.
That depends on your needs, but many people choose to have both:
Together, they provide complete protection.
Without an LPA, no one has the automatic right to manage your affairs — not even your spouse or children. Your family would have to apply to the Court of Protection to gain control, which can take months and involve ongoing supervision fees.
Having an LPA in place avoids this stress and ensures your wishes are respected from day one.
Yes. As long as you still have mental capacity, you can update or cancel your LPA at any time. It’s also wise to review your documents every few years to ensure they still reflect your current circumstances and trusted relationships.
Once the documents are completed and signed, the LPA must be registered with the Office of the Public Guardian (OPG). This process typically takes around 8 to 12 weeks, depending on OPG timescales. We’ll manage this process for you to keep everything smooth and straightforward.
There is a government registration fee for each LPA, set by the Office of the Public Guardian. We’ll provide clear guidance on these costs and ensure you understand all fees before proceeding — with no hidden charges.
We’re here to answer any questions or queries you may have in relation to mortgages or protection, in order to make your mortgage journey as smooth as possible.